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We will require you to provide us with a written letter of authority allowing Credencis to contact your existing pension provider on your behalf. At this point we will request the pension company to provide their projected benefits from your plan should you wait until retirement age and what you could be entitled to withdraw should you release a tax-free cash sum from your pension now.

Having received the information, one of our qualified advisers will contact you to discuss your options.

IMPORTANT NOTICE – if you release a tax-free cash sum from your pension plan, the accumulated benefits at your planned retirement age will be less than if the fund was kept intact. You must always consider your options and seek professional advice before making a decision.

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