Conventional Annuities

A Lifetime or ‘Conventional Annuity‘ is calculated for you personally, at a fixed rate. However it is possible for you to add extra benefits to the plan.

For example:

  • Income for Spouse or Civil Partner
  • Increase payments by inflation or by fixed amount
  • Guaranteed minimum period (eg, 5 – 10 yrs)
  • Protect capital with Annuity Protection
  • Link to returns on investment – With Profit and Investment Linked Annuities
  • Enhanced Annuities and Impaired Annuities.


NOTE – Any additional benefits will incur extra costs which will effect your level of income.